About PayPal Credit

PayPal Credit is a reusable credit line available on purchases at thousands of stores that accept PayPal. It’s also available for purchases on eBay and exclusively at thousands of other online stores. Plus, it comes with the same security and flexibility you trust from PayPal.

Get more with PayPal Credit:

• More payment flexibility.
• Pay now or over time. You decide what’s best for you.
• Manage your accounts in one place.

By simply logging into PayPal.com, you can keep track of all your PayPal and PayPal Credit transactions at any time. Plus, we will email you when your monthly statement is ready so you can stay on top of your payments. If you don’t have a PayPal account, it’s easy to sign up at PayPal.com.

Eligible purchases are backed by PayPal Purchase Protection.
(See eligibility)

Additional information.

If approved, we start you off with a minimum credit line of at least $250.
See FAQ for more info.
The Annual Percentage Rate (APR) is 19.99% and the Minimum Interest charge is $2.00.
See terms
If you miss a payment your late fee could be up to $38, even less if it’s your first time.
See FAQ for more info.

PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges. Promotional offers may not be available for purchases made on a mobile device.

Klarna

Part 1: How it works

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.

Here’s how it works:
Step 1
Add products to your cart and select “Klarna” when you check out
Step 2
Enter a few personal details and you’ll know instantly if you’re approved
Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay
Step 4
You can complete your future Klarna purchases with just one click

Part 2: Payments information

Pay in 4 interest-free installments
Split your purchase into four equal payments. Just enter the credit or debit card details of your choice and make automatic payments every two weeks.
No interest or fees when you pay on time.

Alternative version:
Shop today and split purchases into 4 equal interest-free installments. Zero interest and no fees when you pay on time. Simply enter your card details
and automatic payments are taken every 2 weeks.

Full terms of Pay later in 4 interest-free installments.
*CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.

Pay in 30 days
Try your stuff at home and decide which items you want to keep. Make your payment in full 30 days after your purchase is shipped. No upfront payments,
no interest, and no fees when you pay on time.

Alternative version:
Shop now and pay for only what you decide to keep. With this home try-on shopping option, get the items you want now and pay up to 30 days after
shipment. No upfront payments and zero interest. No fees when you pay on time.

Full terms of Pay later in 30 days.
Full terms of Pay later in 30 days by card.
*CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.

Monthly Financing
Apply for monthly financing during checkout. It’s a simple, 2-step application process with an instant decision. When approved, you can manage your
payments and get payment reminders in the Klarna App.

Alternative version:
Conveniently pay for purchases over time with monthly financing. Shop for the items you need, when you need them. Simple, fast and an instant decision
at checkout. After you’re approved, manage purchases and set up automatic payments in the Klarna App.

Full terms of Financing.

Part 3: About Klarna

Pay online or in the app
Review your latest purchases and make payments in the Klarna
app or online.
● Download the Klarna app: https://www.klarna.com/app
● Log in online: https://app.klarna.com/login.
● Chat with customer service:
https://www.klarna.com/us/customer-service/

Safe and secure
With Klarna, you are always covered through Klarna’s Buyer
Protection policy. Modern safeguards protect your information to
prevent unauthorized purchases.

Frequently asked questions
Visit our FAQ (https://www.klarna.com/us/customer-service/)
page to find out more about using Klarna.

About Klarna
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than
just a way to send money. That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you
love.
● 80 million shoppers are using Klarna.
● 190,000 retailers are working with us worldwide.
● We’ve been powering online checkouts for 14 years.